Tempe Auto Accident Attorneys
We’re here to help you and your family when injured in a car accident.
You never know when a negligent driver, dangerous road conditions, defective car parts, or other factors may cause a motor vehicle accident. When a car accident leaves you injured and without work, the emotional stress and financial burdens are overwhelming.
Dove Law Firm is committed to helping you through this difficult situation. We handle all phases of your accident claim as part of the comprehensive motor vehicle accident services. Call 877-368-3529 for a free consultation with attorney Shawn Dove, a Tempe car accident lawyer.
How Does Auto Insurance Work When You Are In an Tempe Traffic Accident?
Arizona is an “at fault” insurance state in which drivers must purchase minimum liability car insurance coverage. When a driver causes an auto accident, that driver’s liability insurance covers damages caused by the crash.
For example, if a passenger in the at-fault driver’s car, a pedestrian, or another driver is injured because of the accident, the liability insurance carrier for the driver who caused the accident pays compensation to the accident victims for their injuries, losses, and damages. The amount paid to each victim depends on several factors. The car insurance company is only liable to pay compensation up to the particular policy limits.
Tempe Car Insurance Requirements
In Arizona, drivers are required to purchase a minimum of $25,000 in bodily-injury liability insurance per person ($50,000 per accident) and $15,000 in property damage liability insurance. Unfortunately, many car accidents result in losses that exceed the minimum insurance coverage. Therefore, drivers should consider purchasing underinsured motorist coverage to help pay for losses if the other driver’s insurance coverage is insufficient to compensate you for all your losses. Uninsured motorist coverage pays if the at-fault driver is uninsured. The cost of underinsured and uninsured motorist coverage is usually affordable compared to the protection offered.
A Tempe auto accident attorney can help you file an injury claim to recover compensation for your medical bills, lost wages, and other damages. Contact Dove Law Firm PLLC for a free consultation with one of our Tempe car accident attorneys.
Filing a Car Accident Insurance
Claim in Tempe
Regardless of whether you’re filing an accident claim with another’s insurance company or your own insurance, you need to be careful dealing with insurance adjusters. Insurance adjusters work to protect the best interest of their insurance company. And it’s in their best interest to deny your claim or pay as little as possible to settle your claim.
Therefore, insurance adjusters may search for information to decrease the value of your injury claim. The insurance adjuster for the other driver may suggest you must provide a recorded statement or sign a medical release form before the insurance company can process your claim. Don’t do it without talking to our car accident attorneys.
Insurance Company Tactics
Can Hurt Your Claim.
Recorded statements and medical release forms are ways for the other driver’s insurance company to obtain information to deny or undervalue your claim. For example, the adjuster may get you to admit to something as innocent as you overslept and were in a rush. They’ll use that to claim you were speeding and in a hurry. They’ll argue that because you were speeding, you contributed to the cause of the crash and should not receive full compensation for your claim.
Medical release forms may provide access to your entire medical history. The insurance company doesn’t need access to your entire medical history, but it wants to review your history to search for information it can use against you.
Free Vehicle Accident Case Evaluations
Tempe Auto Accident Attorneys Protect Your Legal Rights
We’re here to help you and your family when injured in a car accident.
You never know when a negligent driver, dangerous road conditions, defective car parts, or other factors may cause a motor vehicle accident. When a car accident leaves you injured and without work, the emotional stress and financial burdens are overwhelming.
Dove Law Firm is committed to helping you through this difficult situation. We handle all phases of your accident claim as part of the comprehensive motor vehicle accident services. Call 877-368-3529 for a free consultation with attorney Shawn Dove, a Tempe car accident lawyer.
Dove Law Firm Accident Services in Tempe
Our Tempe motor vehicle accident attorneys take the necessary to file an accident claim to recover compensation for your injuries. We work with you to make the claims process as stress-free and easy as possible for you. We want you to focus on your recovery so that you can get back to work and your daily routine.
Dove Law Firm deals with the legal steps in filing an accident claim. Some of the necessary steps include:
- Rear-end crashes
- Multi-vehicle collisions
- Hit-and-run accidents
- DUI crashes or drunk driving accidents
- Head-on collisions
- Distracted driving accidents
- T-bone or side-impact accidents
- Motorcycle accidents
- Commercial vehicle or large truck accidents
- Pedestrian accidents
- Fatal car crashes
- Bicycle accidents
- School zone collisions
- Work zone accidents
- Sideswipe accidents
- Accidents caused by defective parts
The type of auto accident does not matter. What matters is that you receive the compensation you deserve for your injuries, losses, and damages. To recover compensation, you must prove fault and liability. A Tempe auto accident lawyer can help you with the legal requirements for recovering compensation for an accident claim.
What Dove Law Firm Can Do For You
Our Tempe motor vehicle accident attorneys take the necessary to file an accident claim to recover compensation for your injuries. We work with you to make the claims process as stress-free and easy as possible for you. We want you to focus on your recovery so that you can get back to work and your daily routine.
Dove Law Firm deals with the legal steps in filing an accident claim. Some of the necessary steps include:
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- Notify Parties of Representation
We notify parties and insurance companies we represent you in your car accident claim. We inform the parties that all future communications should be directed to our office. You won’t need to worry about dealing with those parties directly.
- Conducting an Accident Investigation
As you continue to recover from injuries, we conduct a comprehensive accident investigation. We investigate to determine the cause of the accident, identify damages, and gather evidence to prove fault and liability. Our investigation may include documenting the accident scene; interviewing eyewitnesses; obtaining a copy of the police report; conducting background research; and, reviewing medical records.
- Obtaining Evidence of Financial Losses and Physical Injuries
Attorney Shawn Dove works with you to document your financial losses. Financial losses included in a car accident claim may include loss of income, medical expenses, travel costs, and other out-of-pocket expenses. We also request copies of all your medical records once you’ve completed treatment and received a prognosis related to permanent impairment or disability.
Filing a Car Accident Lawsuit
If the insurance company denies liability or refuses a reasonable settlement amount, we may recommend a personal injury lawsuit. In some cases, it may be necessary to file a lawsuit to protect your right to recover compensation for a valid legal claim. Filing a lawsuit does not mean that we cannot settle the matter before a trial. Insurance companies often realize before trial that it is in their best interest to settle the matter rather than risk going to trial and paying a much higher amount for your claim
Preparing a Demand Letter for the Insurance Company
Once medical treatment is complete and we have all evidence needed to evaluate your damages and losses, our Tempe car accident attorneys calculate the value of your claim. Your claim includes both economic and non-economic damages. Economic damages are the actual out-of-pocket financial losses caused by the accident and your injuries, such as medical costs and loss of income.
Non-economic damages are your “pain and suffering” damages. Physical, emotional, and mental suffering are included in non-economic damages. Permanent disabilities, scarring, disfigurement, and loss of quality of life are also non-economic damages.
The demand packet summarizes the claim and states how much money you’re seeking to settle your injury claim. It contains a statement of facts and a summary of why the party is liable for your injuries and losses. We include a detailed description of your injuries, including any permanent disabilities or impairment. A list of your financial losses and a statement describing your pain and suffering is also included in the demand letter. Copies of documents in support of your claim are attached to the demand letter before sent to the insurance company
Negotiating a Settlement of Your Car Accident Claim
The demand letter is the beginning point of settlement discussions with the insurance company. In most cases, the insurance company will decline the settlement offer and make a counteroffer. Our Tempe car accident attorneys are skilled, experienced negotiators who aggressively argue for full compensation of all damages and losses.
During the negotiations, we’re in constant communication with you regarding any offers of settlement. Determining whether to accept a settlement offer involves a careful analysis of the strengths and weaknesses of a case. Our Tempe car accident attorneys give you their opinion based on years of experience handling car accident claims.
Filing a Car Accident Lawsuit
If the insurance company denies liability or refuses a reasonable settlement amount, we may recommend a personal injury lawsuit. In some cases, it may be necessary to file a lawsuit to protect your right to recover compensation for a valid legal claim. Filing a lawsuit does not mean that we cannot settle the matter before a trial. Insurance companies often realize before trial that it is in their best interest to settle the matter rather than risk going to trial and paying a much higher amount for your claim.
Do You Have Questions About a Car Accident Claim?
If you’re unsure what to do after injured in a car crash, our Tempe car accident attorneys will discuss your claim during a free consultation. Our accident lawyer Shawn Dove will ensure everyone has access to competent legal advice, regardless of their financial situation.
We don’t charge for the initial consultation; you’ll get answers to your questions about accident claims without worrying about a consultation fee.
You Owe No Attorney Fees Unless We Recovery Money For Your Claim!
Our No Fee Commitment means that you won’t owe attorney fees if we don’t recover compensation for your car accident claim. Call Dove Law Firm at 877-368-3529 now for your free consultation with a Tempe car accident attorney.
Steps to Take After A Car Crash.
The steps you take after a car crash can have a significant impact on your injury claim. Without proper legal advice, you could harm your ability to recover compensation for damages. In addition, there are things you might do to increase your chance of recovering a fair settlement.
Our Tempe car crash lawyers suggest you take the following steps after a car wreck in Tempe:
- Call 911 to report the accident. You should always report an accident to obtain official documentation of the accident. When you file a claim, the insurance company will look for an official police report to verify the collision occurred.
- Do not admit fault. Be courteous and polite but do not apologize for the accident or say you’re sorry, even if you believe you may be responsible for the crash. Until all evidence is gathered, you cannot be sure of all the factors that contributed to the accident. Saying you’re sorry could be interpreted as admitting fault and hurt your claim.
- Take photographs and videos of the accident scene. Take as many photographs and videos of the accident as possible. Don’t attempt to do this if it might place yourself or others in danger.
- Ask eyewitnesses for contact information. Eyewitness testimony can be very persuasive when fault for the car accident is disputed. If there are eyewitnesses, ask them for their names and contact information.
- Seek medical attention. If you’re not taken in an ambulance, you should see a doctor as soon as possible. The shock of a crash may temporarily mask pains and symptoms. Some injuries may not present symptoms for days or weeks after a crash. It’s wise to see a doctor for an examination in the abundance of caution. A delay in medical treatment could be used against you in your claim. Therefore, prompt medical treatment is best for your health and your injury claim.
- Don’t provide statements or sign documents for the insurance company or for the other party. Providing a statement or signing documents for the insurance company before you consult with a car accident attorney in Tempe could hurt your case. The statements you make to an adjuster will be misconstrued and used to deny or undervalue your claim.
- Call 877-368-3529 to speak with a Tempe car accident attorney with Dove Law Firm. We want to protect your right to receive compensation from a negligent driver who causes an accident and damages. Our lawyers are skilled Tempe personal injury lawyers who advocate for the rights of accident victims throughout Arizona.
You Do Not Need To Handle Your Case Alone.
Dove Law Firm provides the support, guidance, and legal advice you need after a car accident. Don’t allow an insurance adjuster to convince you that you don’t need an attorney. Insurance adjusters are protecting the best interest of their company. They’re not your friend, legal advocate, or representative. The insurance company has a team of professionals protecting itself. You deserve to have a legal team on your side too.
Our Tempe Auto Accident
Attorneys Work for You
The Tempe car accident lawyers of Dove Law Firm use resources, skills, and experience to fight for you against aggressive insurance companies those seeking to deny the compensation you deserve for a car accident claim.
Call 877-368-3529 for a free consultation with one of our car accident attorneys in Tempe. You may be entitled to significant compensation for your claim. The insurance adjuster will not tell you how much your claim is worth, but we will. We’ll also explain your options for recovering compensation.
We Fight For You and Your Family.
About the City of Tempe
The City of Tempe is in Maricopa County and is part of the Metropolitan Phoenix area. The city is proud of its rich history dating back long before its incorporation in 1892. As the proud home of Arizona State University, Tempe is a college community as well as a vibrant urban area that combines the feeling of a small town with the amenities of a larger city. Tempe successfully combines art, entertainment, sports, education, shopping, fine food, and quiet residential neighborhoods.